Dr. Julie Heath

University of Cincinnati

225 Calhoun St. #370

Cincinnati, Oh 45219

Phone # 513-556-1653


Dr. Betsy Hedler

The Ohio History Connection

800 East 17th Avenue

Columbus, Ohio 43211

Phone # 614-297-2538

Email: OhioCEE@gmail.com




Dr. Julie Heath is the Director of the Economics Center at the University of Cincinnati and the President of the Ohio Council on Economic Education. Prior to coming to UC, Dr. Heath spent 26 years at the University of Memphis. She received a Visiting Research Fellowship to Princeton University to conduct research in economics education and has published extensively in the area. While at Memphis she won several teaching awards, including the Carnegie Foundation U.S. Professor of the Year Award for Tennessee; the economics discipline’s highest award, the Kenneth G. Elzinga Distinguished Teaching Award; and received the Educator of the Year Award from the National Association for Financial Literacy, both in 2008. She has received the University of Memphis’ Thomas W. Briggs Foundation’s Excellence in Teaching Award, and the Distinguished Teaching Award. She was named the 2006 Financial Educator of the Year by the Tennessee Bankers Association.

Dr. Heath started the Smart Tennessee program, a statewide financial literacy program for K-8 students. Dr. Heath received her Ph.D. in Economics at the University of South Carolina. She was a member of the national Board of Directors of the Council for Economic Education and is a member of the Economics Standing Committee of the National Assessment of Education Progress. Dr. Heath led the two national committees charged by the President’s Advisory Council on Financial Capability with integrating financial literacy in the Common Core. She was named as a Money Magazine “Money Hero” for August, 2013. Dr. Heath received the Alumni Professional Achievement Award from Bluffton University, 2012.



Kathy Michelich has served as an Extension Educator in Warren County for 24 years. She specializes in resource management and has developed curriculum, written lesson plans, and taught a wide variety of audiences in a wide variety of places including correctional centers, foster youth homes, and work force development centers. Primarily, she teaches life skills, including basic money management and consumerism, to low-income individuals. She is the coordinator for Real Money. Real World. (RMRW), a state-wide youth financial literacy program that includes a series of classroom lessons and a hands on spending simulation that gives young people the opportunity to make financial choices similar to those they will make as adults.  Over 20,000 youth in 70 counties experienced RMRW in 2013.

She is the author of the 2013 curriculum Tough Work – Understanding and Serving People in Poverty While Caring for Yourself that addresses demands on community volunteers struggling with the increase of poverty.  This growing need is being addressed through Extension partnerships with churches and other non-profit organizations. Kathy serves on the Warren County Community Services Board of Directors, the Suicide Prevention Coalition of Warren and Clinton Counties, and the Facility Governing Board for Community Correctional Center for Butler, Clermont, and Warren Counties.


Jackie Cummings Koski is author of the award-winning book, “Money Letters 2 my Daughter.  In 2013 the book earned the Excellence in Financial Literacy Education (EIFLE) Award, a national honor awarded by the Institute for Financial Literacy.  She speaks and conducts personal finance workshops around the country to diverse audiences including high schools colleges, and universities. Koski’s efforts and personal finance expertise have been profiled on many radio and television shows like Business for Breakfast, Home and Family Finance Radio, Talk Credit Radio, The Retirement and IRA Show and Education Matters.  She has also been featured in several magazine and online publications, including Redbook, Ebony, The Shriver Report, Woman’s Day, Inclusion, BetterInvesting, Go Girl Finance and Daily Worth.

‚ÄčKoski currently resides in Dayton, OH where she is a leader in spreading the message of financial literacy both individually, and by partnering with well-respected organizations.  She serves on the Ohio Board of Directors of the Council for Economic Education and is a Regional Director with BetterInvesting, a national nonprofit investor education organization supporting investment clubs.  She also has served as President and Vice-President of the Cincinnati Model Investment Club (CinMIC), a long-time BetterInvesting affiliate.  She is a contributing writer for The Shriver Report which is a ground-breaking initiative examining the emergence of women into all areas of society. She balances her dedication to financial literacy with her 15-year career with a global data company, LexisNexis.  She holds a BA Degree in Communications from Augusta State University and has one daughter.



Josh Mandel was sworn in for his second term as the 48th Treasurer of the State of Ohio on January 12, 2015. Josh Mandel is a Marine Corps veteran who served two tours in Iraq and served as State Representative from the 17th Ohio House District.  He was first elected State Representative in 2006, knocking on 19,679 doors and wearing out three pairs of shoes.  In 2008 he was re-elected to a second term, representing a district with a 2:1 Democrat to Republican voter ratio.  With broad bipartisan support, Josh was elected Treasurer of Ohio in 2010, and re-elected in 2014.In his first term, Treasurer Mandel helped take Ohio’s financial ranking from 43rd to 7th in the nation and helped move Ohio from an $8 billion deficit to a $1 billion surplus.  His top-bottom review streamlined office operations and generated over $6 million in savings.  Josh earned a AAA rating on the local government fund he manages, even as the U.S. and 14 other state and local government investment funds were downgraded, and earned the Ohio Enterprise Bond Fund its first ratings upgrade in nearly a decade.


Upon taking office Treasurer Mandel launched the Treasurer’s Transparency Project to shine sunlight on state spending.  He posted state employee and teacher salaries online in a fully searchable database for the first time in Ohio government history, then released fully interactive state properties maps.  Next Treasurer Mandel launched OhioCheckbook.com, placing more than $408 billion in state spending online and featuring “Google-style” search of more than 112 million transactions.  In 2014, he was recognized with the Association of Government Accountants award for “Excellence in Financial Management,” and was given the American Society for Public Administration’s “Public Integrity Award” for “outstanding contributions to responsible and ethical conduct in public service.”



Russell Harris has been involved in advocating for public education for over twenty-five years. He was a Ford Foundation Fellow in Economics at Syracuse University. Following his studies at Syracuse, he participated as an expert in school funding litigation in Ohio and six other states across the nation.
Having served as the Director of Economic Education for Ashland University he continues to teach economics at Franklin University in central Ohio.
He is a registered lobbyist in Ohio and works closely with the Ohio State Board of Education and The Ohio Board of Regents to develop progressive educational policies. Russell has been on the Steering Committee of the Ohio Coalition for Equity and Adequacy of School Funding for the last twenty years.



© 2015 Ohio Council on Economic Education